Let’s say your budget for a new home is up to one million dollars, and you want easy access to Manhattan. Sure, you can opt for city living and invest in a 650-square-foot, one bedroom, one-bath apartment with unobstructed river views on the west side. But, let’s say you need room for guests or a growing family--or maybe a little plot of land for a garden. What’s in your budget if you make a move to Northern Westchester?

Outdoor Living

In Pound Ridge you can get this one-of-a-kind 2,400-square-foot home, and it comes with pastoral views, beautiful perennial gardens, a greenhouse with potting shed, and wandering paths that lead to a bridge over a scenic stream. This 1.9-acre property also includes a swimming pool and pool house. We’re not sure you’ll ever want to leave, but if you must, you can catch a 60-65 minute train from Katonah, Bedford Hills, Mt. Kisco, or New Canaan. $1,050,000

Double Up

Also in Pound Ridge but offering double the land and square footage is this 5,000-square-foot  Colonial on five-acres, conveniently located walking distance from the Pound Ridge business district, Scotts Corners, where you’ll find restaurants, shops, and the post office. The gated and deer-fenced property is a haven for gardeners as well as for children and pets and includes a vintage barn. Best commute option? Drive 10 minutes to New Canaan and grab a 65-minute express. $999,000

Casual Elegance

Just up the road in Waccabuc, a lakeside hamlet of Lewisboro, you can opt for this sophisticated farmhouse. The rambling 14-room home has grown organically over the past 65 years as the owners’ needs have changed, and the six bedrooms offer flexibility for a first- or second-floor master bedroom. Four level acres with mature trees await your children, dogs, or horses. Take a ten-minute drive to the Katonah station and 65 minutes later, you’ll arrive at Grand Central. $999,000

Location, Location

We have dozens more listings under the one million dollar mark! If you’d rather save on your purchase price and then do some renovating, you might consider this fixer-upper cottage on a tranquil four-acre Bedford Corners lot. Situated in the heart of estate country, consider this property the canvas for creating your masterpiece! Or this fixer-upper compound on six acres with a pool and guest cottage can become your weekend dream getaway. Both listings are twelve minutes to Metro North; 55 minutes to Grand Central. $849,000 and $899,000

Antique Charm

Or simply fall in love with this below-budget, spectacularly renovated 1763 farmhouse in South Salem. The 2,500-square-foot , four bedroom home features old-world charm and 21st-century conveniences. The storybook 1.12-acre setting is highlighted by extensive stone work, mature trees, stunning perennial gardens and a large sweeping lawn plus a barn garage with loft, a wishing well, and a carriage house/studio. Sixty-five-minute commute from Katonah station. $795,000